Legal Notices and Disclaimers/Terms and Conditions

This section sets forth the conditions and terms under which the Surety Information Office (SIO) provides the information contained on its Web site, as well as the terms and conditions governing your use of this site. By making use of SIO's site, you agree to be bound by the terms and conditions outlined below. If you do not accept these terms and conditions, do not continue to use or access this site.

Copyright Policy
You may cite or refer to the information in this site and make copies of the material for your own use. You have permission to distribute printed copies of SIO material to others provided you notify SIO of your intent. Please send an e-mail stating what you intend to reproduce and distribute. Include your name, address, telephone number, and a description of the intended extent, purpose, and distribution of your copying. E-mails should be sent to:

sio@sio.org

Professional Advice
The information contained on this site is distributed with the understanding that SIO is not providing professional advice of any type. If you have a question requiring professional advice, such as a question relating to law, please seek the advice of a qualified professional in the relevant field.

Hypertext Links
SIO provides hypertext links to other sites created by other organizations. Because those sites are not under our control, we cannot guarantee the quality, accuracy, or timelines of those sites. Nor is our connection to those sites an endorsement or adoption of the view expressed or of the products and services sold on those sites. Questions about the content of those sites should be directed to their authors.

If you would like to provide a hypertext link from your Web site to the SIO Web site, please request our permission before doing so. To request such permission, send an e-mail (including your name, address, telephone number, a description of your site, and the reason why you would like to establish a link to our site) to:

sio@sio.org

Warranties
SIO specifically disclaims all warranties with respect to its Web pages or your use thereof, express, implied, or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. SIO shall not be liable for any damages resulting from the use or misuse of its site or the information contained in it.

Enforceability of these provisions
Should any of our terms and conditions be held invalid, that invalid provision shall be construed:

Provisions not otherwise held invalid shall remain in force.

Please contact sio@sio.org with questions or comments regarding this page.